# Finance and Banking

Banking and Finance calculators

### Calculators

#### Calculator For Currency Appreciation Depreciation

Currency Appreciation is an increase in the value of one country currency in relation to another country currency and Depreciation is totally opposite to appreciation.It is decrease in the value of one country currency.Using Currency Appreciation Depreciation Calculator we can get the Percent Change of Quote Currency relative to Base Curreny and Percent Change of Base Currency relative to Quote Currency

#### Calculator For Discount

A Discount is reduction in original price of goods and services which saves money of customer . Using Discount Calculator we can get the value of Profit , Cost , Selling price , Another Investment and step up percentage .

#### Calculator For EMI (Equated Monthly Installment)

EMI stands for Equated Monthly Installment.An Equated monthly Installment (EMI) is the amount that a loan borrower pays every month in order to repay the money borrowed . Calculating EMI using the online calculator is easy and you get to know your loan EMI in few seconds.

#### Calculator For Effective Annual Rate

The Effective Annual Rate is an important tool that allows the evalution of true return on an investment or true interest rate on a loan. Effective Annual Rate is the rate of interest that an investor can earn in a year after taking into consideration compounding , such as Continuously , Daily , Monthly , Bi-Monthly , Semi-Monthly , Weekly , Bi-Weekly , Quterly , Yearly , Semi-Yearly .

#### Calculator For Effective Interest Rate

Effective Interest Rate is used to compare the interest rates between loans with different periods , such as per period , for t Period , for Compounding Period .

#### Calculator For Equivalent Interest Rate

The annual equivalent rate is also known as the effective annual interest rate or the annual percentage yield. The annual equivalent rate will be higher than the stated or nominal rate if there is more than one compounding period a year.

#### Calculator For Gross Pay

Gross pay is an individual’s total earnings throughout a given period before any deductions are made. Using Gross Pay Calculator we can get the total hours including Regular hours , Overtime hours , Double time hours.

#### Calculator For Loan Schedule/ Amortization

This calculator will help you to calculate the Amortization for a loan. You can input the amount of the loan, the rate of interest and how often it is paid, and it will calculate how much you pay in interest and how much you owe each month. With this free and easy to use calculator, you can estimate the remaining balance and total interest payments for any loan such as mortgage, car loan, student loans and more. It also helps to figure out how long it will take for you to pay off your loan or when your last monthly payment will be. This calculator is perfect for those who can predict their future financial needs.

#### Calculator For Loan Part Prepayment Benefit

If you are looking for a calculator that will help you understand the benefits of partial loan prepayment, then this is it. This calculator allows you to calculate the savings on your loan with just a few clicks. No matter what type of loan you have, whether it is a mortgage, car or personal, this calculator will give you an estimate on how much money you can save by paying off some of your principal early. Calculating the benefits of paying off your loans ahead of schedule can be quite tricky. But thankfully there is now an easy-to-use online calculator that will provide all the needed calculations for free.

#### Calculator For Nominal Interest Rate

Nominal Interest Rate is the percentage increase in money you pay the lender for the use of the money you borrowed .using the Nominal Interest Rate Calculator we can calculate Nominal Interest Rate per Period if Effective Rate , Compounding frequency and Number of Periods is known also we can find Effective Interest Rate for t Periods and Rate per Compounding Period .

#### Calculator For Property Tax

Property tax is the annual amount paid by a land owner to the local government or the municipal corporation of his area. Using Property Tax Calculator we can get the Property Tax , Tax Year , Future Assessment Value.

#### Calculator For Periodic Interest Rate

Periodic Interest Rate is the interest rate charged over a certain number of time periods . The Periodic Interest rate is the annual interest rate divided by the number of compounding periods.

#### Calculator For Compound Interest Rate (Periodic)

Periodic Compound interest is standard in finance and economics . Periodic Compound interest calculator is use to calculate Future Value(A) , Initial Deposit(P) , Rate of Interest(r) , Time Period(t) .

#### Calculator For Simple Interest Rate (Periodic)

Periodic Simple interest is standard in finance and economics . Periodic Simple Interest calculator is to calculate Future Value(A) , Initial Deposit(P) , Rate of Interest(r) , Time Period(t) .

#### Calculator For Profit

Profit is one of the important term in business , it defines health and success of company. Profit is the positive gain remaining for a business after all costs and expenses have been deducted from total sales .using the Profit calculator we can calculate profit of product easily only if price and another investment value is known also we can find the value of price and step up percentage .

#### Calculator For Price

Price is the amount of money charged for a product or service . It is the sum of all values that consumers give up in order to gain the benefits of having or using a product or service.

#### Calculator For Sales

A sales is a transaction between two or more parties in which the buyer receives goods, services in exchange to get money .

#### Calculator For Sales Tax

Sales tax is an amount of money, calculated as a percentage, that is added to the cost of a product or service when purchased by a consumer at a retail location or at a shops . Using Sales Tax Calculator we can get the value of Sales Tax Amount in consideration with percentage and also we can find the total amount including sales tax amount . We can get the value of two unknown variables only if values of two variables are known .

#### Calculator For Service Tax

Service tax was an indirect tax levied by the government on services offered by service providers. Introduced under Section 65 of the Finance Act, 1994, service tax was on July 2017 replaced by Goods and Services Tax (GST) . Using Service Tax Calculator we can get the value of Service Tax Amount , Education Tax Amount , Higher Education Tax Amount in consideration with percentage and also we can find the total amount including all tax amount .

#### Calculator For State and Local Tax

State ,country and municipal taxes may be referred to as local taxes ,as opposed to federal taxes.This calculator helps to find such tax amount in seconds .

#### Calculator For Tip

A tip is considered as a monetary incentive which is given by the customers or guests for polite, prompt and efficient service provided by service staffs . Using Tip Calculator we can get the value of Total Tip , Tip for each person , Total (Bill + Tip) , Tip for each person in total (Bill + Tip).